Terms & Conditions

Effective Date: 30 September 2025

These Terms & Conditions (“Terms”) govern your use of pdmcafe.com (“we”, “our”, “us”). By registering or using this platform, you agree to comply with these Terms. If you do not agree, you should stop using the website immediately.

1. Eligibility

You must be at least 18 years old and legally permitted under Nigerian law to use this platform. By creating an account, you confirm that you meet these requirements.

2. Account Registration

To access certain services, you must create an account with accurate and up-to-date details. You are responsible for safeguarding your login information and for all activities under your account.

3. Use of Services

The platform is provided strictly for personal and lawful use. You agree not to misuse the website, engage in fraudulent activity, or attempt unauthorized access to our systems.

4. Payments and Transactions

All deposits, withdrawals, and payments must be valid and authorized. We are not responsible for transaction failures or delays caused by third-party payment providers.

5. Intellectual Property

All logos, trademarks, designs, and content on pdmcafe.com belong to us or our licensors. You are not permitted to copy, distribute, or use them without prior written consent.

6. Limitation of Liability

Our services are provided “as is.” To the maximum extent allowed by Nigerian law, we are not liable for any losses, damages, or claims arising from your use of the platform.

7. Privacy Policy

Your use of pdmcafe.com is also governed by our Privacy Policy, which explains how your personal data is collected, used, and protected. Please read it carefully.

8. Suspension or Termination

We reserve the right to suspend or terminate your account without notice if you breach these Terms or engage in unlawful activities.

9. Amendments to Terms

We may update these Terms at any time. Changes will be effective once posted on this page with a new “Effective Date.” Continued use of the platform means you accept the updated Terms.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be resolved in Nigerian courts under applicable law.

11. Contact Us

For any questions about these Terms, please contact us at:

📧 Email: [email protected]

🌐 Website: pdmcafe.com